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{"sheet":"Front Page","index":0,"n_rows":22,"n_cols":5,"rows_kept":22,"cut":false,"hidden":false,"merged":[[3,0,3,19],[11,0,11,19],[19,0,19,19]]}
[]
[]
[]
["Full Year 2024 Earnings / February 27, 2025"]
[]
[]
[]
[]
[]
[]
[]
["Financial Supplement"]
[null,null,null,null,""]
[null,null,null,null,""]
[null,null,null,null,""]
[null,null,null,null,""]
[null,null,null,null,""]
[null,null,null,null,""]
[null,null,null,null,""]
["Throughout this document, the periods 1H23, FY23, 1H24 and FY24 refer to the periods ending June 30, 2023, December 31, 2023, June 30, 2024 and December 31, 2024, respectively."]
[null,null,null,null,""]
[null,null,null,null,""]

{"sheet":"Summary","index":1,"n_rows":24,"n_cols":1,"rows_kept":24,"cut":false,"hidden":false,"merged":[]}
["Financial Supplement - Table of Contents"]
[]
["Front Page"]
["1. Market Data"]
["2. Group Underlying Earnings by Line of Business and Net Income"]
["3. Underlying Earnings by Geography"]
["4. Number of Shares & Earnings Per Share"]
["5. Property & Casualty Profitability Analysis by Line of Business"]
["6. Property & Casualty Profitability Analysis by Geography"]
["7. Life & Health Profitability Analysis by Line of Business"]
["8. Life & Health Profitability Analysis by Geography"]
["9. Life Profitability Analysis by Geography"]
["10. Health Profitability Analysis by Geography"]
["11. Asset Management - Assets Under Management (AUM) Rollforward & Profitability Analysis"]
["12. Holdings Profitability Analysis & Axa SA Cash Balance Rollforward"]
["13. Gross Written Premiums, New Business Value & Present Value of Expected Premiums"]
["14. Balance Sheet"]
["15. Contractual Service Margin Rollforward"]
["16. Economic View of Invested Assets"]
["17. Supplementary Information on Economic View of Invested Assets"]
["18. Shareholders' Equity"]
["19. Return On Equity, Consolidated Financial Structure & Debt Gearing"]
["20. Eligible Own Funds, Solvency Capital Requirement & Solvency II Ratio"]
["21. IFRS17/9 Shareholders' Equity to Solvency II EOF"]

{"sheet":"1. Market Data","index":2,"n_rows":27,"n_cols":11,"rows_kept":27,"cut":false,"hidden":false,"merged":[]}
["Back to Summary"]
[]
[]
["Exchange Rate",null,"1H23","FY23","1H24","FY24",null,"Average \n1H23","Average \nFY23","Average \n1H24","Average \nFY24"]
["USD",null,1.0900000000000001,1.1000000000000001,1.07,1.03550000526034,null,1.08,1.08,1.08,1.08]
["JPY",null,157.69,155.72999999999999,172.4,162.73919991430282,null,145.86000000000001,152.03,164.51,163.86]
["GBP",null,0.86,0.87,0.85,0.83,null,0.88,0.87,0.85,0.85]
["CHF",null,0.98,0.93,0.96,0.94,null,0.99,0.97,0.96,0.95]
["HKD",null,8.5500000000000007,8.6300000000000008,8.3699999999999992,8.0399999999999991,null,8.4700000000000006,8.4700000000000006,8.4499999999999993,8.44]
[]
[]
[]
["Discount Rate - 5Y",null,"Average \n1H23","Average \nFY23","Average \n1H24","Average \nFY24"]
["EUR",null,3.3799999999999997E-2,3.4799999999999998E-2,2.7900000000000001E-2,2.8400000000000002E-2]
["USD",null,4.3700000000000003E-2,4.6100000000000002E-2,4.3499999999999997E-2,4.41E-2]
["JPY",null,1.1999999999999999E-3,1.1999999999999999E-3,2.2000000000000001E-3,4.1999999999999997E-3]
["GBP",null,4.4200000000000003E-2,4.8399999999999999E-2,0.04,4.2500000000000003E-2]
["CHF",null,1.8700000000000001E-2,1.8100000000000002E-2,1.0500000000000001E-2,8.2000000000000007E-3]
["HKD",null,3.8699999999999998E-2,4.1500000000000002E-2,3.7499999999999999E-2,3.6700000000000003E-2]
[]
["Discount Rate - 10Y",null,"Closing \n1H23","Closing \nFY23","Closing \n1H24","Closing \nFY24"]
["EUR",null,3.2500000000000001E-2,2.75E-2,3.0599999999999999E-2,2.7099999999999999E-2]
["USD",null,4.2500000000000003E-2,4.1200000000000001E-2,4.5400000000000003E-2,4.6600000000000003E-2]
["JPY",null,3.8E-3,6.1999999999999998E-3,1.04E-2,1.0699999999999999E-2]
["GBP",null,4.7199999999999999E-2,3.7900000000000003E-2,4.2700000000000002E-2,4.48E-2]
["CHF",null,1.77E-2,1.1599999999999999E-2,9.7999999999999997E-3,3.8E-3]
["HKD",null,3.9800000000000002E-2,3.5000000000000003E-2,3.7900000000000003E-2,3.9100000000000003E-2]

{"sheet":"2. UE by LOB and Net Income","index":3,"n_rows":41,"n_cols":26,"rows_kept":41,"cut":false,"hidden":false,"merged":[[1,0,1,25],[5,0,6,0],[39,0,39,25],[5,2,5,5],[5,7,5,10],[5,12,5,15],[5,17,5,20],[5,22,5,25]]}
["Back to Summary"]
["GROUP UNDERLYING EARNINGS BY LINE OF BUSINESS AND NET INCOME"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AXA Consolidated"]
["(in Euro million)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financial Statements"]
[]
["Group Underlying Earnings by Line of Business and Net Income",null,"Group",null,null,null,null,"Property & Casualty",null,null,null,null,"Life & Health",null,null,null,null,"Asset Management",null,null,null,null,"Holdings* "]
[0,null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24"]
["Short-term Business"]
["Revenues",null,32396,67134,35273,72104,null,25254,52326,27294,55898,null,7142,14809,7979,16207]
["Combined Ratio",null,null,null,null,null,null,0.90900000000000003,0.93200000000000005,0.90200000000000002,0.91,null,0.98899999999999999,0.98899999999999999,0.97599999999999998,0.97399999999999998]
["Technical Margin",null,2368,3701,2877,5421,null,2288,3534,2682,5006,null,80,168,195,415]
["Long-term Business"]
["CSM Release",null,1474,2861,1395,2775,null,null,null,null,null,null,1474,2861,1395,2775]
["Technical Experience",null,-41,-148,-64,-95,null,null,null,null,null,null,-41,-148,-64,-95]
["Financial Result & Other"]
["Financial Result",null,1804,4022,2064,3971,null,1193,2721,1324,2559,null,431,889,536,975,null,15,39,24,35,null,166,374,181,402]
["Other Revenues",null,1397,2947,1459,3054,null,null,null,null,null,null,null,null,null,null,null,909,1880,937,2004,null,489,1067,522,1050]
["Other Expenses",null,-1449,-3238,-1624,-3479,null,null,null,null,null,null,null,null,null,null,null,-682,-1457,-698,-1493,null,-766,-1781,-925,-1986]
["Debt Financing Charges",null,-461,-940,-471,-948,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,-461,-940,-471,-948]
["Underlying Earnings Before Tax",null,5092,9207,5638,10700,null,3480,6255,4006,7565,null,1944,3769,2061,4070,null,241,462,263,546,null,-574,-1280,-693,-1482]
["Tax",null,-1072,-1762,-1427,-2662,null,-761,-1249,-1046,-1952,null,-381,-669,-412,-874,null,-66,-125,-69,-160,null,136,280,100,324]
["Income from Affiliates & Other",null,180,337,122,218,null,43,109,2,3,null,119,193,103,186,null,18,35,16,29,null,0,0,0,0]
["Minority Interests",null,-88,-177,-89,-179,null,-45,-103,-56,-106,null,-39,-62,-27,-60,null,-5,-12,-6,-13,null,0,0,0,0]
["Underlying Earnings Group Share",null,4111,7604,4244,8078,null,2717,5012,2908,5510,null,1643,3232,1725,3323,null,188,360,204,402,null,-437,-1000,-592,-1157]
["Underlying Earnings Growth Rate (constant FX)",null,0.18,0.27,0.04,6.7000000000000004E-2]
[]
["Underlying ROE",null,0.1660755858440594,0.14899999999999999,0.16639183685337663,0.152,null,null,0.159,null,0.16200000000000001,null,null,0.13500000000000001,null,0.13600000000000001,null,null,0.249,null,0.26]
[]
["Net Realized Capital Gains & Losses",null,-30,179,93,195]
["Change in Fair Value of Assets & Derivatives",null,-74,-58,-43,83]
["Amortization of customer intangibles",null,-93,-137,-50,-131]
["Integration and Restructuring Costs",null,-82,-303,-78,-240]
["Exceptional Items",null,1,-96,-147,-99]
["Net Income Group Share",null,3833,7189,4020,7886]
[]
["Deeply Subordinated and Undated Subordinated Debt Charges",null,-92,-185,-106,-201]
["Underlying Earnings for EPS calculation",null,4019,7419,4138,7877]
["Net Income for EPS calculation",null,3741,7004,3914,7685]
[]
["*Includes Bank with Underlying Earnings Group Share of Euro -21 million as of 1H23, -56 million as of FY23, -24 million as of 1H24 and -55 million as of FY24.",0,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[" "]

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["Back to Summary"]
["UNDERLYING EARNINGS BY GEOGRAPHY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AXA Consolidated"]
["(in Euro million)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financial Statements"]
[]
["Underlying Earnings by Geography",null,"Group",null,null,null,null,"France",null,null,null,null,"Europe",null,null,null,null,"AXA XL",null,null,null,null,"Asia, Africa & EME-LATAM",null,null,null,null,"AXA IM",null,null,null,null,"Transversal & Other"]
[0,null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24"]
["Short-term Business"]
["Revenues",null,32396,67134,35273,72104,null,8432,17377,9046,18698,null,10685,22153,11839,24005,null,8670,17903,9022,18530,null,3602,7601,4312,8750,null," ",null,null,null,null,1008,2100,1053,2122]
["Combined Ratio"]
["Technical Margin",null,2368,3701,2877,5421,null,516,1119,692,1470,null,823,828,998,1957,null,953,1717,1111,1820,null,77,15,70,81,null," ",null,null,null,null,-2,22,6,93]
["Long-term Business",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null,null,null,null," ",null," "," "]
["CSM Release",null,1474,2861,1395,2775,null,433,847,407,823,null,487,956,468,920,null,1,1,4,3,null,553,1057,516,1029,null," ",null,null,null,null,0,0,0,0]
["Technical Experience",null,-41,-148,-64,-95,null,-39,-115,-40,-96,null,5,-9,-11,-8,null,0,-5,3,2,null,-6,-20,-17,7,null," ",null,null,null,null,0,0,0,0]
["Financial Result & Other",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," "]
["Financial Result",null,1804,4022,2064,3971,null,357,731,350,613,null,738,1703,784,1486,null,239,601,283,616,null,266,531,382,741,null,15,39,24,35,null,190,418,241,480]
["Other Revenues",null,1397,2947,1459,3054,null,58,86,53,108,null,1,8,-18,-32,null,0,0,0,0,null,0,1,0,0,null,909,1880,937,2004,null,429,972,488,974]
["Other Expenses",null,-1449,-3238,-1624,-3479,null,-83,-158,-83,-180,null,19,1,-10,-25,null,0,0,0,0,null,-9,-16,-9,-20,null,-682,-1457,-698,-1493,null,-693,-1609,-823,-1761]
["Debt Financing Charges",null,-461,-940,-471,-948,null,0,0,0,0,null,-1,-1,-1,-2,null,-18,-35,-16,-33,null,-8,-15,-7,-12,null," ",null," "," ",null,-434,-888,-447,-902]
["Underlying Earnings Before Tax",null,5092,9207,5638,10700,null,1241,2510,1380,2738,null,2071,3486,2210,4297,null,1175,2280,1385,2409,null,873,1552,935,1826,null,241,462,263,546,null,-511,-1084,-535,-1116]
["Tax",null,-1072,-1762,-1427,-2662,null,-222,-514,-350,-676,null,-470,-621,-536,-1004,null,-237,-385,-355,-588,null,-190,-337,-205,-443,null,-66,-125,-69,-160,null,113,220,88,209]
["Income from Affiliates & Other",null,180,337,122,218,null,8,10,4,9,null,0,-3,0,0,null,0,0,0,0,null,154,295,102,181,null,18,35,16,29,null,0,0,0,0]
["Minority Interests",null,-88,-177,-89,-179,null,-1,0,0,0,null,-56,-115,-48,-105,null,0,0,0,0,null,-25,-50,-34,-60,null,-5,-12,-6,-13,null,0,0,0,0]
["Underlying Earnings Group share",null,4111,7604,4244,8078,null,1025,2006,1034,2071,null,1545,2747,1626,3187,null,938,1895,1030,1820,null,813,1460,798,1504,null,188,360,204,402,null,-398,-865,-447,-907]
[" "," ",null,null,null,null," ",null,null,null,null," ",null,null,null,null," ",null,null,null,null," ",null,null,null,null," "," ",null," "," "," "]
[]
["Underlying Earnings by Line of Business",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," ",null," "," "]
["Property & Casualty",null,2717,5012,2908,5510,null,508,1104,539,1161,null,1042,1557,1073,2029,null,949,1920,1032,1828,null,186,338,194,334,null," ",null," "," ",null,32,92,70,158]
["Life & Health",null,1643,3232,1725,3323,null,538,957,519,964,null,449,1089,559,1104,null,6,9,14,25,null,648,1163,627,1211,null," ",null," "," ",null,1,13,7,19]
["Asset Management",null,188,360,204,402,null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null,188,360,204,402,null," ",null," "," "]
["Holdings*",null,-437,-1000,-592,-1157,null,-21,-55,-24,-54,null,53,101,-6,54,null,-18,-35,-16,-33,null,-21,-41,-23,-41,null," ",null,null,null,null,-431,-971,-524,-1083]
["*Includes Bank with Underlying Earnings Group Share of Euro -21 million as of 1H23, -56 million as of FY23, -24 million as of 1H24 and -55 million as of FY24.",0,0]
[" "]

{"sheet":"4. Shares & UEPS","index":5,"n_rows":36,"n_cols":7,"rows_kept":36,"cut":false,"hidden":false,"merged":[[1,0,1,6],[5,0,6,0],[34,0,34,6],[5,5,5,6],[5,2,5,3]]}
["Back to Summary"]
["NUMBER OF SHARES & EARNINGS PER SHARE",0,null,0,0,null,0]
[null,null,null,null,null,null,"AXA Consolidated "]
["(in million shares) ",null,null,null,null,null,"Financial Statements "]
[]
[null,null,"Outstanding Shares Excluding Treasury Shares (a)",null,null,"Weighted Average Number"]
[null,null,"FY23","FY24",null,"FY23","FY24"]
["Basic Number of Shares"]
["As of Beginning of Period",null,2264.5,2226.1999999999998,null,2264.5,2226.1999999999998]
["Increase of Capital Dedicated to Employees",null,13.8,12.9,null,1.4,0.9]
["Exercice of Stock-options",null,2.5,2.6,null,1,1.4]
["Other Movement of Treasury Shares",null,43.2,4.5999999999999996,null,56.1,17.5]
["Capital Increase / (Decrease)",null,-97.9,-70.900000000000006,null,-91.4,-55.2]
["As at End of Period",null,2226.1999999999998,2175.4]
["During the Period",null,null,null,null,2231.6999999999998,2190.8000000000002]
[]
["Fully Diluted Number of Shares"]
["Stock Options",null,null,null,null,1,0.8]
["Performance Shares",null,null,null,null,5.8,5.6]
["During the Period (A)",null,null,null,null,2238.5,2197.1]
[]
["Earnings Group Share:"]
["Net Income",null,null,null,null,7189.4,7886]
["Underlying Earnings",null,null,null,null,7604.2,8077.9]
["Impact of undated and deeply subordinated debts:"]
["Undated and deeply subordinated debt charges",null,null,null,null,-185,-201.2]
["Earnings  for EPS Calculation:"," ",null,null," "]
["Net Income for EPS Calculation (B)"," ",null,null," ",7004.3,7684.8]
["Underlying Earnings for EPS Calculation (C)"," ",null,null," ",7419.1,7876.7]
[" "," ",null,null," "]
["Fully Diluted Euro per Share (EPS)"]
["EPS (B/A)",null,null,null,null,3.13,3.5]
["Underlying EPS (C/A)",null,null,null,null,3.31,3.59]
[" "," ",null,null," ",null," "]
["(a) Under IFRS, Treasury shares are not considered as outstanding shares. Treasury shares amounted to 44 million shares as of FY23 and 39 million shares as of FY24.","",null,null,"",null,""]
[" "]

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["Back to Summary"]
["PROPERTY & CASUALTY PROFITABILITY ANALYSIS BY LINE OF BUSINESS",0,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AXA Consolidated"]
["(in Euro million)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financial Statements"]
[]
["Property & Casualty Underlying Earnings by Line of Business",null,"Total",null,null,null,null,"Commercial lines",null,null,null,null,"Personal lines","00:00:00","00:00:00","00:00:00",null,"AXA XL Reinsurance","00:00:00","00:00:00","00:00:00",null,"Intercompany eliminations","00:00:00","00:00:00","00:00:00"]
[0,null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24"]
["Short-term Business"]
["Revenues",null,25254,52326,27294,55898,null,17117,35522,18657,38019,null,8470,17379,9144,18705,null,1121,2260,1155,2394,null,-1455,-2835,-1662,-3220]
["Current Accident Year Loss Ratio",null,0.67,0.69599999999999995,0.67,0.67700000000000005,null,0.68600000000000005,0.69899999999999995,0.68100000000000005,0.68799999999999994,null,0.67900000000000005,0.73,0.69799999999999995,0.7,null,0.73899999999999999,0.72399999999999998,0.69699999999999995,0.70599999999999996,null," ",null," "," "]
["Undiscounted Current Accident Year Loss Ratio (excl. Nat Cats)",null,0.68200000000000005,0.68500000000000005,0.67400000000000004,0.67400000000000004,null,0.7,0.69799999999999995,0.69199999999999995,0.69399999999999995,null,0.68899999999999995,0.70499999999999996,0.68799999999999994,0.68500000000000005,null,0.71099999999999997,0.69099999999999995,0.68,0.67900000000000005,null," ",null," "," "]
["Undiscounted Current Accident Year Nat Cats",null,0.03,4.8000000000000001E-2,3.5999999999999997E-2,3.7999999999999999E-2,null,2.5999999999999999E-2,3.7999999999999999E-2,2.7E-2,2.9000000000000001E-2,null,2.4E-2,5.5E-2,0.04,4.1000000000000002E-2,null,0.106,9.8000000000000004E-2,0.106,0.104,null," ",null," "," "]
["Current Accident Year Discounting",null,-4.2000000000000003E-2,-3.6999999999999998E-2,-3.9E-2,-3.5999999999999997E-2,null,-4.1000000000000002E-2,-3.5999999999999997E-2,-3.6999999999999998E-2,-3.5000000000000003E-2,null,-3.4000000000000002E-2,-0.03,-0.03,-2.5999999999999999E-2,null,-7.8E-2,-6.5000000000000002E-2,-8.7999999999999995E-2,-7.6999999999999999E-2,null," ",null," "," "]
["Prior Year Reserve Development Ratio",null,-6.0000000000000001E-3,-1.0999999999999999E-2,-1.4999999999999999E-2,-1.6E-2,null,-5.0000000000000001E-3,-0.01,-1.0999999999999999E-2,-1.2E-2,null,-2E-3,-8.0000000000000002E-3,-2.3E-2,-1.7999999999999999E-2,null,-3.1E-2,-1.2E-2,-1.0999999999999999E-2,-8.0000000000000002E-3,null," ",null," "," "]
["Expense Ratio",null,0.245,0.247,0.247,0.25,null,0.22900000000000001,0.23300000000000001,0.23100000000000001,0.23599999999999999,null,0.25800000000000001,0.25800000000000001,0.255,0.25700000000000001,null,0.1,0.10299999999999999,0.1,9.9000000000000005E-2,null," ",null," "," "]
["Combined Ratio",null,0.90900000000000003,0.93200000000000005,0.90200000000000002,0.91,null,0.90900000000000003,0.92200000000000004,0.90100000000000002,0.91100000000000003,null,0.93600000000000005,0.98,0.92900000000000005,0.93899999999999995,null,0.80800000000000005,0.81499999999999995,0.78700000000000003,0.79700000000000004,null," ",null," "," "]
["Technical Margin",null,2288,3534,2682,5006,null,1556,2774,1850,3372,null,544,348,645,1136,null,215,417,246,486,null,-28,-6,-60,12]
["Long-term Business",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["CSM Release",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Technical Experience",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Financial Result & Other",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Financial Result",null,1193,2721,1324,2559,null,891,1895,993,1831,null,228,639,240,538,null,81,193,119,210,null,-7,-6,-28,-20]
["Investment Income",null,1531,3344,1967,3731,null,1124,2326,1427,2625,null,257,696,366,761,null,158,328,202,365,null,-7,-6,-28,-20]
["Insurance Finance Expenses",null,-339,-623,-643,-1172,null,-233,-431,-434,-794,null,-29,-57,-126,-223,null,-77,-135,-83,-155,null,0,0,0,0]
["Other Revenues",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Other Expenses",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Debt Financing Charges",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Underlying Earnings Before Tax",null,3480,6255,4006,7565,null,2447,4669,2843,5203,null,772,987,886,1674,null,297,611,365,696,null,-35,-12,-87,-8]
["Tax",null,-761,-1249,-1046,-1952,null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Income from Affiliates & Other",null,43,109,2,3,null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Minority Interests",null,-45,-103,-56,-106,null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Underlying Earnings Group share",null,2717,5012,2908,5510,null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
[]
["Closing Invested Assets",null,106511,111635,113515,118104]
["o/w VFA",null,0,0,0,0]
["o/w Non VFA",null,106511,111635,113515,118104]
[]
["For short-term business"]
["Liabilities for remaining coverage net of reinsurance",null,17951,14950,19284,16006,null,11166,8845,12070,9480,null,5944,5066,6369,5478,null,1496,1071,1572,1075,null,-655,-31,-728,-27]
["Best Estimate for incurred Claims net of reinsurance",null,67150,69978,69800,71751,null,44058,45320,45710,46570,null,16521,17810,17809,18308,null,7050,6841,6704,6830,null,-479,7,-423,43]
[]
["For long-term business"]
["Best Estimate Liabilities net of reinsurance"]
[" "]

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["Back to Summary"]
["PROPERTY & CASUALTY PROFITABILITY ANALYSIS BY GEOGRAPHY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AXA Consolidated"]
["(in Euro million)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financial Statements"]
[null,null,"Total","France","Europe","AXA XL"]
["Property & Casualty Underlying Earnings by Geography",null,"Total",null,null,null,null,"France",null,null,null,null,"Europe",null,null,null,null,"AXA XL",null,null,null,null,null,null,null,null,"Asia, Africa & EME-LATAM",null,null,null,null,"Transversal & Other"]
[null,null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","o/w AXA XL\n Insurance","FY23","o/w AXA XL\n Insurance","1H24","o/w AXA XL\n Insurance","FY24","o/w AXA XL\n Insurance",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24"]
[]
["Short-term Business"]
["Revenues",null,25254,52326,27294,55898,null,4046,8488,4393,9194,null,9244,18988,10060,20400,null,8670,7549,17903,15644,9022,7867,18530,16136,null,2417,5105,2855,5825,null,878,1841,963,1948]
["Current Accident Year Loss Ratio",null,0.67,0.69599999999999995,0.67,0.67700000000000005,null,0.68799999999999994,0.70299999999999996,0.69399999999999995,0.68899999999999995,null,0.64900000000000002,0.70199999999999996,0.66500000000000004,0.66900000000000004,null,0.69799999999999995,0.69199999999999995,0.70199999999999996,0.69899999999999995,0.67500000000000004,0.67200000000000004,0.69199999999999995,0.69,null,0.68500000000000005,0.70299999999999996,0.68600000000000005,0.69299999999999995,null,0.50600000000000001,0.51500000000000001,0.53200000000000003,0.51]
["Undiscounted Current Accident Year Loss Ratio (excl. Nat Cats)",null,0.68200000000000005,0.68500000000000005,0.67400000000000004,0.67400000000000004,null,0.72599999999999998,0.70199999999999996,0.71299999999999997,0.69699999999999995,null,0.66800000000000004,0.68200000000000005,0.65,0.65500000000000003,null,0.69399999999999995,0.69199999999999995,0.69399999999999995,0.69499999999999995,0.68799999999999994,0.68899999999999995,0.69299999999999995,0.69499999999999995,null,0.68200000000000005,0.69899999999999995,0.7,0.70399999999999996,null,0.50700000000000001,0.51400000000000001,0.52900000000000003,0.51100000000000001]
["Undiscounted Current Accident Year Nat Cats",null,0.03,4.8000000000000001E-2,3.5999999999999997E-2,3.7999999999999999E-2,null,2.4E-2,5.2999999999999999E-2,3.4000000000000002E-2,3.7999999999999999E-2,null,2.1000000000000001E-2,5.7000000000000002E-2,4.4999999999999998E-2,4.1000000000000002E-2,null,5.1999999999999998E-2,4.3999999999999997E-2,4.9000000000000002E-2,4.2000000000000003E-2,3.7999999999999999E-2,2.8000000000000001E-2,4.5999999999999999E-2,3.7999999999999999E-2,null,1.2999999999999999E-2,0.02,8.0000000000000002E-3,8.9999999999999993E-3,null,2E-3,6.0000000000000001E-3,1.4E-2,1.0999999999999999E-2]
["Current Accident Year Discounting",null,-4.2000000000000003E-2,-3.6999999999999998E-2,-3.9E-2,-3.5999999999999997E-2,null,-6.3E-2,-5.0999999999999997E-2,-5.2999999999999999E-2,-4.5999999999999999E-2,null,-3.9E-2,-3.5999999999999997E-2,-3.1E-2,-2.8000000000000001E-2,null,-4.9000000000000002E-2,-4.3999999999999997E-2,-4.2000000000000003E-2,-3.7999999999999999E-2,-5.0999999999999997E-2,-4.5999999999999999E-2,-4.7E-2,-4.2000000000000003E-2,null,-0.01,-1.4999999999999999E-2,-2.1999999999999999E-2,-0.02,null,-3.0000000000000001E-3,-5.0000000000000001E-3,-1.0999999999999999E-2,-1.2E-2]
["Prior Year Reserve Development Ratio",null,-6.0000000000000001E-3,-1.0999999999999999E-2,-1.4999999999999999E-2,-1.6E-2,null,-1E-3,-3.3000000000000002E-2,-3.5000000000000003E-2,-3.9E-2,null,-6.0000000000000001E-3,-0.01,-2.1000000000000001E-2,-2.1000000000000001E-2,null,-7.0000000000000001E-3,-3.0000000000000001E-3,-1E-3,0,-1E-3,0,-1E-3,0,null,-1.7000000000000001E-2,-8.0000000000000002E-3,-1E-3,1E-3,null,5.0000000000000001E-3,-5.0000000000000001E-3,-3.6999999999999998E-2,-5.7000000000000002E-2]
["Expense Ratio",null,0.245,0.247,0.247,0.25,null,0.22,0.218,0.219,0.219,null,0.25800000000000001,0.26100000000000001,0.25900000000000001,0.26200000000000001,null,0.19900000000000001,0.214,0.20300000000000001,0.218,0.20300000000000001,0.218,0.21,0.22700000000000001,null,0.311,0.311,0.29399999999999998,0.29599999999999999,null,0.49299999999999999,0.49,0.505,0.50900000000000001]
["Combined Ratio",null,0.90900000000000003,0.93200000000000005,0.90200000000000002,0.91,null,0.90700000000000003,0.88800000000000001,0.878,0.86799999999999999,null,0.90100000000000002,0.95299999999999996,0.90300000000000002,0.91,null,0.89,0.90200000000000002,0.90400000000000003,0.91700000000000004,0.877,0.89,0.90200000000000002,0.91700000000000004,null,0.97899999999999998,1.0049999999999999,0.98,0.99099999999999999,null,1.004,0.999,1.0009999999999999,0.96199999999999997]
["Technical Margin",null,2288,3534,2682,5006,null,377,954,538,1212,null,911,888,977,1844,null,953,737,1717,1300,1111,865,1820,1335,null,52,-28,57,55,null,-4,2,-1,74]
["Long-term Business",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," "," ",null,null," "," "," "," ",null," ",null," "," ",null," ",null," "," "]
["CSM Release",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," "," ",null,null," "," "," "," ",null," ",null," "," ",null," ",null," "," "]
["Technical Experience",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," "," ",null,null," "," "," "," ",null," ",null," "," ",null," ",null," "," "]
["Financial Result & Other",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," "," ",null,null," "," "," "," ",null," ",null," "," ",null," ",null," "," "]
["Financial Result",null,1193,2721,1324,2559,null,258,506,251,421,null,484,1129,473,912,null,232,151,586,401,273,159,596,387,null,172,390,242,484,null,46,111,86,146]
["Investment Income",null,1531,3344,1967,3731,null,277,542,334,572,null,534,1222,658,1244,null,489,331,1046,726,614,416,1233,868,null,185,412,261,518,null,46,122,100,164]
["Insurance Finance Expenses",null,-339,-623,-643,-1172,null,-19,-36,-83,-151,null,-50,-94,-185,-332,null,-257,-180,-460,-325,-341,-257,-637,-481,null,-13,-22,-20,-35,null,0,-11,-14,-18]
["Other Revenues",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," "," ",null,null," "," "," "," ",null," ",null," "," ",null," ",null," "," "]
["Other Expenses",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," "," ",null,null," "," "," "," ",null," ",null," "," ",null," ",null," "," "]
["Debt Financing Charges",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," "," ",null,null," "," "," "," ",null," ",null," "," ",null," ",null," "," "]
["Underlying Earnings Before Tax",null,3480,6255,4006,7565,null,635,1460,788,1633,null,1395,2017,1450,2757,null,1185,888,2303,1701,1384,1024,2417,1721,null,224,362,299,539,null,42,113,85,220]
["Tax",null,-761,-1249,-1046,-1952,null,-126,-355,-249,-472,null,-329,-397,-352,-671,null,-236,-180,-383,-270,-352,-257,-588,-457,null,-61,-93,-77,-159,null,-10,-20,-15,-62]
["Income from Affiliates & Other",null,43,109,2,3,null,0,0,0,0,null,0,-2,0,0,null,0,0,0,0,0,0,0,0,null,43,110,2,3,null,0,0,0,0]
["Minority Interests",null,-45,-103,-56,-106,null,-1,0,0,0,null,-24,-61,-25,-57,null,0,0,0,0,0,0,0,0,null,-20,-41,-30,-49,null,0,0,0,0]
["Underlying Earnings Group share",null,2717,5012,2908,5510,null,508,1104,539,1161,null,1042,1557,1073,2029,null,949,708,1920,1431,1032,767,1828,1264,null,186,338,194,334,null,32,92,70,158]
[]
["For short-term business",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," "," ",null,null," "," "," "," ",null," ",null," "," ",null," ",null," "," "]
["Liabilities for remaining coverage net of reinsurance",null,17951,14950,19284,16006,null,2223,1700,2153,1712,null,6885,4974,7151,5166,null,6873,5377,6345,5274,7478,5905,7028,5948,null,1517,1659,1802,1834,null,454,271,700,266]
["Best Estimate for incurred Claims net of reinsurance",null,67150,69978,69800,71751,null,12792,13338,13485,13889,null,23448,24886,24834,25955,null,25031,17981,25147,18351,24865,18223,25915,19146,null,2935,3339,3385,3640,null,2944,3268,3231,2351]
[]
["For long-term business"]
["Best Estimate Liabilities net of reinsurance"]

{"sheet":"7. L&H UE by LOB","index":8,"n_rows":46,"n_cols":21,"rows_kept":46,"cut":false,"hidden":false,"merged":[[1,0,1,20],[2,18,2,20],[3,18,3,20],[5,0,6,0],[5,2,5,5],[5,7,5,10],[5,12,5,15],[5,17,5,20]]}
["Back to Summary"]
["LIFE & HEALTH PROFITABILITY ANALYSIS BY LINE OF BUSINESS",0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,0,0,0,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AXA Consolidated",null,0]
["(in Euro million)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financial Statements",null,0]
[]
["Life & Health Underlying Earnings by Line of Business",null,"Total",null,null,null,null,"Life",null,null,null,null,"Health",null,null,null,null,"Employee Benefits*\n (out of Total Life & Health)"]
[0,null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24"]
["Short-term Business"]
["Revenues",null,7142,14809,7979,16207,null,1970,4063,2112,4247,null,5172,10745,5867,11960,null,5034,10350,5592,11482]
["Combined Ratio",null,0.98899999999999999,0.98899999999999999,0.97599999999999998,0.97399999999999998,null,0.93799999999999994,0.96299999999999997,0.94499999999999995,0.95499999999999996,null,1.008,0.998,0.98599999999999999,0.98099999999999998,null,0.99299999999999999,0.99,0.98199999999999998,0.97799999999999998]
["Technical Margin",null,80,168,195,415,null,122,149,116,191,null,-43,19,79,224,null,33,99,101,248]
["Long-term Business",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["CSM Release",null,1474,2861,1395,2775,null,1202,2315,1136,2253,null,272,546,259,522,null,54,118,58,110]
["Technical Experience",null,-41,-148,-64,-95,null,-52,-158,-71,-98,null,11,11,7,3,null,18,32,17,37]
["Actual vs. Expected Cash Flows",null,14,-21,9,-15,null,-5,-46,-4,-33,null,20,25,13,18,null,-1,-10,-3,-2]
["Risk Adjustment Release",null,25,49,30,59,null,22,41,25,51,null,3,8,4,8,null,3,5,2,4]
["Changes in Onerous Contracts",null,-10,-49,-32,6,null,-9,-48,-30,9,null,0,-2,-1,-2,null,0,0,0,0]
["Other Long-term",null,-70,-126,-72,-145,null,-59,-105,-63,-124,null,-11,-20,-8,-21,null,16,38,19,35]
["Financial Result & Other",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Financial Result",null,431,889,536,975,null,350,728,454,799,null,81,160,82,176,null,60,145,75,157]
["Investment Income",null,1222,2480,1319,2525,null,1073,2183,1159,2209,null,149,297,160,317,null,178,384,219,429]
["Insurance Finance Expenses",null,-791,-1592,-783,-1551,null,-723,-1454,-705,-1410,null,-68,-137,-78,-140,null,-118,-239,-144,-272]
["Other Revenues",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Other Expenses",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Debt Financing Charges",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Underlying Earnings Before Tax",null,1944,3769,2061,4070,null,1622,3034,1634,3145,null,322,736,427,925,null,165,395,252,552]
["Tax",null,-381,-669,-412,-874,null,-305,-523,-316,-635,null,-76,-146,-96,-239,null,-23,-61,-46,-111]
["Income from Affiliates & Other",null,119,193,103,186,null,117,206,101,182,null,2,-13,2,4]
["Minority Interests",null,-39,-62,-27,-60,null,-36,-56,-27,-56,null,-3,-6,0,-4]
["Underlying Earnings Group share",null,1643,3232,1725,3323,null,1398,2661,1392,2636,null,245,570,333,687,null,142,333,205,441]
[]
["Closing Invested Assets",null,339512,339779,329460,345008]
["o/w VFA",null,220957,227634,234783,230205]
["o/w Non VFA",null,118555,112145,94677,114803]
[]
["For short-term business",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Liabilities for remaining coverage net of reinsurance",null,2173,2008,2446,2096,null,154,154,157,96,null,2019,1854,2289,2000]
["Best Estimate for incurred Claims net of reinsurance",null,13676,14456,13876,14162,null,11675,12110,11589,11778,null,2000,2346,2286,2384]
[]
["For long-term business",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Best Estimate Liabilities net of reinsurance",null,306102,312129,295342,306249,null,286545,291952,275276,285391,null,19557,20177,20066,20858]
["o/w VFA Gross of reinsurance",null,260026,266805,264013,273094,null,240192,245954,243037,251273,null,19834,20850,20977,21821]
["o/w BBA Gross of reinsurance",null,55255,54477,50097,51845,null,55396,55035,50917,52713,null,-140,-558,-821,-868]
["o/w Reinsurance",null,-9180,-9152,-18768,-18690,null,-9043,-9037,-18679,-18595,null,-137,-115,-90,-95]
[" "]
["*Employee Benefits include Group Protection and Group Health contracts."]

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["Back to Summary"]
["LIFE & HEALTH PROFITABILITY ANALYSIS BY GEOGRAPHY",0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AXA Consolidated"]
["(in Euro million)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financial Statements"]
[null,null,"Total","France","Europe",null,null,"Total","France","Europe",null,null,"Total","France","Europe",null,null,"Total","France","Europe",null,null,"Total","France","Europe",null,null,null,null,null,"Transversal & \nOther"]
["Life & Health Underlying Earnings by Geography",null,"Total",null,null,null,null,"France",null,null,null,null,"Europe",null,null,null,null,"AXA XL",null,null,null,null,"Asia, Africa & EME-LATAM",null,null,null,null,"Transversal & Other"]
[0,null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24"]
["Short-term Business"]
["Revenues",null,7142,14809,7979,16207,null,4386,8889,4654,9503,null,1441,3165,1778,3604,null,0,0,0,0,null,1185,2496,1457,2925,null,130,259,90,174]
["Combined Ratio",null,0.98899999999999999,0.98899999999999999,0.97599999999999998,0.97399999999999998,null,0.96799999999999997,0.98099999999999998,0.96699999999999997,0.97299999999999998,null,1.0609999999999999,1.0189999999999999,0.98799999999999999,0.96899999999999997,null,0,0,0,0,null,0.97799999999999998,0.98299999999999998,0.99099999999999999,0.99099999999999999,null,0.98899999999999999,0.92200000000000004,0.92200000000000004,0.89100000000000001]
["Technical Margin",null,80,168,195,415,null,140,165,155,258,null,-87,-61,21,113,null,0,0,0,0,null,26,43,13,26,null,1,20,7,19]
["Long-term Business",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["CSM Release",null,1474,2861,1395,2775,null,433,847,407,823,null,487,956,468,920,null,1,1,4,3,null,553,1057,516,1029,null,0,0,0,0]
["Technical Experience",null,-41,-148,-64,-95,null,-39,-115,-40,-96,null,5,-9,-11,-8,null,0,-5,3,2,null,-6,-20,-17,7,null,0,0,0,0]
["Actual vs. Expected Cash Flows",null,14,-21,9,-15,null,7,-20,8,-8,null,-9,-22,5,-11,null,0,1,-2,-3,null,16,21,0,8,null,0,0,0,0]
["Risk Adjustment Release",null,25,49,30,59,null,4,11,5,15,null,9,14,11,21,null,0,1,0,1,null,11,24,13,23,null,0,0,0,0]
["Changes in Onerous Contracts",null,-10,-49,-32,6,null,2,0,0,0,null,-6,-26,-33,-25,null,0,-6,5,5,null,-6,-18,-3,26,null,0,0,0,0]
["Other Long-term",null,-70,-126,-72,-145,null,-53,-105,-52,-103,null,10,26,7,7,null,0,0,0,0,null,-28,-47,-26,-50,null,0,0,0,0]
["Financial Result & Other",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Financial Result",null,431,889,536,975,null,98,223,100,192,null,226,504,284,504,null,7,16,10,19,null,101,146,142,260,null,0,0,0,0]
["Investment Income",null,1222,2480,1319,2525,null,346,717,370,701,null,421,907,490,916,null,10,22,13,27,null,445,833,446,882,null,0,0,0,0]
["Insurance Finance Expenses",null,-791,-1592,-783,-1551,null,-248,-494,-270,-509,null,-195,-403,-206,-412,null,-3,-7,-3,-7,null,-344,-687,-303,-622,null,0,0,0,0]
["Other Revenues",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Other Expenses",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Debt Financing Charges",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Underlying Earnings Before Tax",null,1944,3769,2061,4070,null,631,1121,622,1176,null,630,1391,762,1529,null,8,12,17,25,null,673,1227,654,1322,null,1,20,7,19]
["Tax",null,-381,-669,-412,-874,null,-100,-173,-106,-220,null,-148,-247,-180,-376,null,-2,-2,-3,0,null,-131,-240,-123,-277,null,0,-7,0,0]
["Income from Affiliates & Other",null,119,193,103,186,null,8,10,4,9,null,0,-2,0,0,null,0,0,0,0,null,111,185,100,177,null,0,0,0,0]
["Minority Interests",null,-39,-62,-27,-60,null,-1,0,0,0,null,-32,-53,-23,-49,null,0,0,0,0,null,-5,-9,-4,-12,null,0,0,0,0]
["Underlying Earnings Group share",null,1643,3232,1725,3323,null,538,957,519,964,null,449,1089,559,1104,null,6,9,14,25,null,648,1163,627,1211,null,1,13,7,19]
[]
["For short-term business",null," ",null," "," "," "," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Liabilities for remaining coverage net of reinsurance",null,2173,2008,2446,2096,null,60,33,50,-2,null,1087,957,1228,967,null,0,0,0,0,null,1022,1012,1159,1124,null,5,6,9,6]
["Best Estimate for incurred Claims net of reinsurance",null,13676,14456,13876,14162,null,12744,13242,12589,12831,null,515,757,773,871,null,0,0,0,0,null,388,445,501,447,null,28,11,13,14]
[]
["For long-term business",null," ",null," "," "," "," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," ",null," ",null," "," "]
["Best Estimate Liabilities net of reinsurance",null,306102,312129,295342,306249,null,124679,125937,112949,115280,null,134204,138040,135034,139257,null,323,334,324,345,null,46896,47818,47035,51368,null,0,0,0,0]
["o/w VFA Gross of reinsurance",null,260026,266805,264013,273094,null,117527,118614,116132,117942,null,120537,124312,121623,125513,null,0,0,0,0,null,21963,23879,26258,29639,null,0,0,0,0]
["o/w BBA Gross of reinsurance",null,55255,54477,50097,51845,null,9866,10114,9606,10019,null,13981,14035,13520,13810,null,1800,1791,1670,1659,null,29608,28537,25301,26356,null,0,0,0,0]
["o/w Reinsurance",null,-9180,-9152,-18768,-18690,null,-2715,-2790,-12790,-12682,null,-314,-307,-108,-66,null,-1477,-1457,-1346,-1315,null,-4675,-4598,-4524,-4627,null,0,0,0,0]
[" "]

{"sheet":"9. Life UE by Geography","index":10,"n_rows":41,"n_cols":31,"rows_kept":41,"cut":false,"hidden":false,"merged":[[1,0,1,30],[5,0,6,0],[5,2,5,5],[5,7,5,10],[5,12,5,15],[5,17,5,20],[5,22,5,25],[5,27,5,30]]}
["Back to Summary"]
["LIFE PROFITABILITY ANALYSIS BY GEOGRAPHY",0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AXA Consolidated"]
["(in Euro million)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financial Statements"]
[null,null,"Total","France","Europe",null,null,"Total","France","Europe",null,null,"Total","France","Europe",null,null,"Total","France","Europe",null,null,"Total","France","Europe",null,null,null,null,null,"Transversal & \nOther"]
["Life Underlying Earnings by Geography",null,"Total",null,null,null,null,"France",null,null,null,null,"Europe",null,null,null,null,"AXA XL",null,null,null,null,"Asia, Africa & EME-LATAM",null,null,null,null,"Transversal & Other"]
[0,null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24"]
["Short-term Business"]
["Revenues",null,1970,4063,2112,4247,null,1787,3682,1902,3843,null,50,103,53,109,null,0,0,0,0,null,132,278,157,296,null,0,0,0,0]
["Combined Ratio",null,0.93799999999999994,0.96299999999999997,0.94499999999999995,0.95499999999999996,null,0.94299999999999995,0.97199999999999998,0.95099999999999996,0.96299999999999997,null,0.93899999999999995,0.86399999999999999,0.79800000000000004,0.77,null,0,0,0,0,null,0.86899999999999999,0.88700000000000001,0.92300000000000004,0.91500000000000004,null,0,0,0,0]
["Technical Margin",null,122,149,116,191,null,102,103,93,141,null,3,14,11,25,null,0,0,0,0,null,17,31,12,25,null,0,0,0,0]
["Long-term Business"]
["CSM Release",null,1202,2315,1136,2253,null,433,847,407,823,null,413,803,390,759,null,1,1,4,3,null,354,664,336,669,null,0,0,0,0]
["Technical Experience",null,-52,-158,-71,-98,null,-39,-115,-40,-96,null,12,10,-4,12,null,0,-5,3,2,null,-25,-49,-30,-16,null,0,0,0,0]
["Actual vs. Expected Cash Flows",null,-5,-46,-4,-33,null,7,-20,8,-8,null,-9,-20,3,-11,null,0,1,-2,-3,null,-3,-7,-12,-10,null,0,0,0,0]
["Risk Adjustment Release",null,22,41,25,51,null,4,11,5,15,null,10,15,12,23,null,0,1,0,1,null,7,15,8,13,null,0,0,0,0]
["Changes in Onerous Contracts",null,-9,-48,-30,9,null,2,0,0,0,null,-7,-25,-32,-23,null,0,-6,5,5,null,-5,-16,-3,26,null,0,0,0,0]
["Other Long-term",null,-59,-105,-63,-124,null,-53,-105,-52,-103,null,18,40,13,23,null,0,0,0,0,null,-25,-41,-23,-45,null,0,0,0,0]
["Financial Result & Other"]
["Financial Result",null,350,728,454,799,null,82,200,103,193,null,201,437,249,432,null,7,16,10,19,null,61,76,92,155,null,0,0,0,0]
["Investment Income",null,1073,2183,1159,2209,null,314,663,344,660,null,396,836,451,838,null,10,22,13,27,null,353,662,350,684,null,0,0,0,0]
["Insurance Finance Expenses",null,-723,-1454,-705,-1410,null,-233,-463,-241,-467,null,-195,-399,-202,-407,null,-3,-7,-3,-7,null,-292,-586,-259,-530,null,0,0,0,0]
["Other Revenues"]
["Other Expenses"]
["Debt Financing Charges"]
["Underlying Earnings Before Tax",null,1622,3034,1634,3145,null,577,1035,563,1060,null,629,1264,645,1227,null,8,12,17,25,null,408,723,409,833,null,0,0,0,0]
["Tax",null,-305,-523,-316,-635,null,-92,-161,-96,-194,null,-141,-234,-148,-289,null,-2,-2,-3,0,null,-70,-126,-68,-152,null,0,0,0,0]
["Income from Affiliates & Other",null,117,206,101,182,null,8,10,4,9,null,0,0,0,0,null,0,0,0,0,null,109,196,97,173,null,0,0,0,0]
["Minority Interests",null,-36,-56,-27,-56,null,-1,0,0,0,null,-32,-52,-23,-47,null,0,0,0,0,null,-3,-4,-4,-9,null,0,0,0,0]
["Underlying Earnings Group share",null,1398,2661,1392,2636,null,492,884,470,875,null,456,978,474,891,null,6,9,14,25,null,444,790,434,845,null,0,0,0,0]
[]
["For short-term business"]
["Liabilities for remaining coverage net of reinsurance",null,154,154,157,96,null,28,18,23,-19,null,-2,2,-3,-14,null,0,0,0,0,null,128,135,137,129,null,0,0,0,0]
["Best Estimate for incurred Claims net of reinsurance",null,11675,12110,11589,11778,null,11427,11872,11349,11502,null,112,73,75,120,null,0,0,0,0,null,136,164,165,157,null,0,0,0,0]
[]
["For long-term business"]
["Best Estimate Liabilities net of reinsurance",null,286545,291952,275276,285391,null,124679,125937,112949,115280,null,114600,117461,114389,117841,null,323,334,324,345,null,46943,48220,47614,51926,null,0,0,0,0]
["o/w VFA Gross of reinsurance",null,240192,245954,243037,251273,null,117527,118614,116132,117942,null,100747,103535,100727,103800,null,0,0,0,0,null,21918,23805,26178,29530,null,0,0,0,0]
["o/w BBA Gross of reinsurance",null,55396,55035,50917,52713,null,9866,10114,9606,10019,null,14167,14233,13770,14107,null,1800,1791,1670,1659,null,29563,28897,25871,26927,null,0,0,0,0]
["o/w Reinsurance",null,-9043,-9037,-18679,-18595,null,-2715,-2790,-12790,-12682,null,-314,-307,-108,-66,null,-1477,-1457,-1346,-1315,null,-4538,-4483,-4435,-4532,null,0,0,0,0]
[" "]

{"sheet":"10. Health UE by Geography","index":11,"n_rows":41,"n_cols":31,"rows_kept":41,"cut":false,"hidden":false,"merged":[[1,0,1,30],[5,0,6,0],[5,2,5,5],[5,7,5,10],[5,12,5,15],[5,17,5,20],[5,22,5,25],[5,27,5,30]]}
["Back to Summary"]
["HEALTH PROFITABILITY ANALYSIS BY GEOGRAPHY",0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AXA Consolidated"]
["(in Euro million)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financial Statements"]
[null,null,"Total","France","Europe",null,null,"Total","France","Europe",null,null,"Total","France","Europe",null,null,"Total","France","Europe",null,null,"Total","France","Europe",null,null,null,null,null,"Transversal & \nOther"]
["Health Underlying Earnings by Geography",null,"Total",null,null,null,null,"France",null,null,null,null,"Europe",null,null,null,null,"AXA XL",null,null,null,null,"Asia, Africa & EME-LATAM",null,null,null,null,"Transversal & Other"]
[0,null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24",null,"1H23","FY23","1H24","FY24"]
["Short-term Business"]
["Revenues",null,5172,10745,5867,11960,null,2599,5207,2752,5661,null,1391,3062,1725,3495,null,0,0,0,0,null,1053,2218,1300,2629,null,130,259,90,174]
["Combined Ratio",null,1.008,0.998,0.98599999999999999,0.98099999999999998,null,0.98499999999999999,0.98799999999999999,0.97799999999999998,0.97899999999999998,null,1.0649999999999999,1.024,0.99399999999999999,0.97499999999999998,null,0,0,0,0,null,0.99199999999999999,0.995,1,1,null,0.98899999999999999,0.92200000000000004,0.92200000000000004,0.89100000000000001]
["Technical Margin",null,-43,19,79,224,null,38,62,62,117,null,-90,-75,10,88,null,0,0,0,0,null,9,11,1,1,null,1,20,7,19]
["Long-term Business"]
["CSM Release",null,272,546,259,522,null,0,0,0,0,null,73,153,78,161,null,0,0,0,0,null,199,393,180,360,null,0,0,0,0]
["Technical Experience",null,11,11,7,3,null,0,0,0,0,null,-7,-18,-6,-20,null,0,0,0,0,null,19,29,14,23,null,0,0,0,0]
["Actual vs. Expected Cash Flows",null,20,25,13,18,null,0,0,0,0,null,1,-2,1,0,null,0,0,0,0,null,19,27,12,18,null,0,0,0,0]
["Risk Adjustment Release",null,3,8,4,8,null,0,0,0,0,null,-1,-1,0,-2,null,0,0,0,0,null,4,9,5,10,null,0,0,0,0]
["Changes in Onerous Contracts",null,0,-2,-1,-2,null,0,0,0,0,null,0,0,-1,-2,null,0,0,0,0,null,-1,-1,-1,0,null,0,0,0,0]
["Other Long-term",null,-11,-20,-8,-21,null,0,0,0,0,null,-8,-14,-6,-16,null,0,0,0,0,null,-3,-6,-2,-5,null,0,0,0,0]
["Financial Result & Other"]
["Financial Result",null,81,160,82,176,null,16,23,-3,-1,null,25,66,35,72,null,0,0,0,0,null,40,70,51,105,null,0,0,0,0]
["Investment Income",null,149,297,160,317,null,32,54,26,41,null,25,71,39,77,null,0,0,0,0,null,92,172,95,198,null,0,0,0,0]
["Insurance Finance Expenses",null,-68,-137,-78,-140,null,-15,-31,-29,-43,null,0,-5,-4,-5,null,0,0,0,0,null,-53,-101,-45,-93,null,0,0,0,0]
["Other Revenues"]
["Other Expenses"]
["Debt Financing Charges"]
["Underlying Earnings Before Tax",null,322,736,427,925,null,54,86,59,116,null,0,127,117,302,null,0,0,0,0,null,266,503,245,489,null,1,20,7,19]
["Tax",null,-76,-146,-96,-239,null,-8,-13,-10,-27,null,-7,-13,-31,-87,null,0,0,0,0,null,-61,-114,-55,-125,null,0,-7,0,0]
["Income from Affiliates & Other",null,2,-13,2,4,null,0,0,0,0,null,0,-2,0,0,null,0,0,0,0,null,2,-11,2,4,null,0,0,0,0]
["Minority Interests",null,-3,-6,0,-4,null,0,0,0,0,null,0,-1,0,-1,null,0,0,0,0,null,-3,-5,0,-3,null,0,0,0,0]
["Underlying Earnings Group share",null,245,570,333,687,null,46,73,49,89,null,-7,111,85,213,null,0,0,0,0,null,205,373,192,366,null,1,13,7,19]
[]
["For short-term business"]
["Liabilities for remaining coverage net of reinsurance",null,2019,1854,2289,2000,null,32,15,27,18,null,1089,956,1231,981,null,0,0,0,0,null,893,877,1022,995,null,5,6,9,6]
["Best Estimate for incurred Claims net of reinsurance",null,2000,2346,2286,2384,null,1317,1370,1240,1329,null,403,684,698,751,null,0,0,0,0,null,252,281,336,290,null,28,11,13,14]
[]
["For long-term business"]
["Best Estimate Liabilities net of reinsurance",null,19557,20177,20066,20858,null,0,0,0,0,null,19604,20579,20645,21416,null,0,0,0,0,null,-47,-402,-579,-557,null,0,0,0,0]
["o/w VFA Gross of reinsurance",null,19834,20850,20977,21821,null,0,0,0,0,null,19789,20777,20896,21713,null,0,0,0,0,null,45,73,81,109,null,0,0,0,0]
["o/w BBA Gross of reinsurance",null,-140,-558,-821,-868,null,0,0,0,0,null,-186,-198,-250,-297,null,0,0,0,0,null,45,-360,-571,-571,null,0,0,0,0]
["o/w Reinsurance",null,-137,-115,-90,-95,null,0,0,0,0,null,0,0,0,0,null,0,0,0,0,null,-137,-115,-90,-95,null,0,0,0,0]
[" "]

{"sheet":"11. Asset Management","index":12,"n_rows":39,"n_cols":13,"rows_kept":39,"cut":false,"hidden":false,"merged":[[6,2,6,3],[6,11,6,12],[10,3,12,3],[10,12,12,12],[1,0,1,12],[2,0,2,12],[3,11,3,12],[4,11,4,12],[5,2,5,3],[5,11,5,12],[3,0,4,0],[6,5,6,6],[10,6,12,6],[6,8,6,9],[10,9,12,9]]}
["Back to Summary"]
["ASSET MANAGEMENT - ASSETS UNDER MANAGEMENT (AUM) ROLLFORWARD & PROFITABILITY ANALYSIS",0,0,0,null,null,null,null,null,null,0,0,0]
[]
["(in Euro million unless otherwise mentioned) ",null,null,null,null,null,null,null,null,null,null,"AXA Consolidated",0]
[0,null,null,null,null,null,null,null,null,null,null,"Financial Statements",0]
[]
[null,null,"1H23","00:00:00",null,"FY23","00:00:00",null,"1H24","00:00:00",null,"FY24","00:00:00"]
[null,null,"Total","o/w Third Party",null,"Total","o/w Third Party",null,"Total","o/w Third Party",null,"Total","o/w Third Party"]
["Opening AUM (in Euro billion)\n",null,845,314,null,845,314,null,843,332,null,843,332]
["Net Inflows",null,-7,8,null,-11,9,null,7,-1,null,3,4]
["Scope & Other",null,2,0,null,2,9,null,0,10,null,2,21]
["Market Effect",null,10,null,null,13,null,null,12,null,null,26]
["Currency Impact",null,-10,null,null,-5,null,null,-4,null,null,5]
["Closing AUM  (in Euro billion)\n",null,840,322,null,843,332,null,859,340,null,879,356]
["Alternatives",null,223,89,null,218,85,null,227,86,null,229,90]
["Core & Other",null,520,232,null,528,247,null,532,254,null,551,266]
["Asian Joint Ventures",null,97,null,null,97,null,null,101,null,null,99]
[]
["Gross Revenues - After Intercompany Elimination",null,749,null,null,1555,null,null,787,null,null,1701]
[]
["Gross Revenues - Before Intercompany Elimination",null,909,null,null,1880,null,null,937,null,null,2004]
["Management Fees",null,673,377,null,1334,743,null,679,385,null,1425,773]
["Performance Fees",null,2,0,null,45,32,null,18,8,null,57,21]
["Distribution Fees",null,185,null,null,388,null,null,205,null,null,409]
["Other",null,49,null,null,113,null,null,35,null,null,112]
[]
["General Expenses",null,-682,null,null,-1457,null,null,-698,null,null,-1493]
["Distribution Fees Retroceded",null,-185,null,null,-388,null,null,-205,null,null,-409]
["Financial Result",null,15,null,null,39,null,null,24,null,null,35]
["Underlying Earnings Before Tax",null,241,null,null,462,null,null,263,null,null,546]
["Tax",null,-66,null,null,-125,null,null,-69,null,null,-160]
["Income from Affiliates & Other",null,18,null,null,35,null,null,16,null,null,29]
["Minority Interests",null,-5,null,null,-12,null,null,-6,null,null,-13]
["Underlying Earnings Group Share",null,188,null,null,360,null,null,204,null,null,402]
[]
["Average Assets under Management (€bn)",null,736,null,null,736,null,null,749,null,null,759]
["Asset Management Fee bps",null,18.065999999999999,null,null,17.960999999999999,null,null,18.119,null,null,18.768999999999998]
["Underlying Cost Income Ratio",null,0.68700000000000006,null,null,0.71599999999999997,null,null,0.67300000000000004,null,null,0.68]
[" "]

{"sheet":"12. Holdings","index":13,"n_rows":33,"n_cols":9,"rows_kept":33,"cut":false,"hidden":false,"merged":[[1,0,1,8]]}
["Back to Summary"]
["HOLDINGS PROFITABILITY ANALYSIS & AXA SA CASH BALANCE ROLLFORWARD",0,0,null,null,null,0,null,0]
[null,null,null,null,null,null,null,null,"AXA Consolidated"]
["(in Euro million)",null,null,null,null,null,null,null,"Financial Statements"]
[]
["Holdings Underlying Earnings¹",null,"1H23",null,"FY23",null,"1H24",null,"FY24"]
["Financial Result",null,166,null,374,null,181,null,402]
["Other Revenues",null,489,null,1067,null,522,null,1050]
["Other Expenses",null,-766,null,-1781,null,-925,null,-1986]
["Debt Financing Charges",null,-461,null,-940,null,-471,null,-948]
["Underlying Earnings Before Tax",null,-574,null,-1280,null,-693,null,-1482]
["Tax",null,136,null,280,null,100,null,324]
["Income from Affiliates & Other",null,0,null,0,null,0,null,0]
["Minority Interests",null,0,null,0,null,0,null,0]
["Underlying Earnings Group share",null,-437,null,-1000,null,-592,null,-1157]
[]
[]
["Opening Cash Balance at AXA SA² (in Euro billion)",null,0,null,4.5,null,0,null,4]
["Net cash remittance from subsidiaries³",null,0,null,6.5,null,0,null,7.7]
["Property & Casualty",null,0,null,3.6,null,0,null,4]
["Life & Health",null,0,null,2.7,null,0,null,3.6]
["Asset Management & Other",null,0,null,0.2,null,0,null,0.1]
["Dividends",null,0,null,-3.8,null,0,null,-4.4000000000000004]
["Share buy-backs⁴",null,0,null,-1.1000000000000001,null,0,null,-1.8]
["Holding costs and interests",null,0,null,-1.1000000000000001,null,0,null,-1.3]
["Debt issuance",null,0,null,-0.4,null,0,null,0.1]
["M&A and disposals",null,0,null,-1.1000000000000001,null,0,null,0]
["Other",null,0,null,0.6,null,0,null,-0.3]
["Closing Cash Balance at AXA SA²",null,0,null,4,null,0,null,4]
["¹ Includes Bank with Underlying Earnings Group Share of Euro -21 million as of 1H23, -56 million as of FY23, -24 million as of 1H24 and -55 million as of FY24."]
["² Includes liquid invested assets"]
["³ Includes exceptional cash remittances from the reinsurance treaties for the in-force Savings portfolio at AXA France (Euro +0.2 billion in 2023 and Euro +0.4 billion in 2024) and AXA Life Europe (Euro +0.2 billion in 2024)"]
["⁴ Includes an additional Euro +0.7 billion share buy-back in 2024 to offset the earnings dilution resulting from the reinsurance treaties for the in-force Savings portfolio at AXA France (Euro +0.5 billion) and AXA Life Europe (Euro +0.2 billion)"]

{"sheet":"13. Activity indicators","index":14,"n_rows":28,"n_cols":37,"rows_kept":28,"cut":false,"hidden":false,"merged":[[1,0,1,36],[16,0,17,0],[16,2,16,8],[26,0,26,10],[5,0,6,0],[5,2,5,9],[5,11,5,18],[16,11,16,17],[5,20,5,27],[16,20,16,26],[5,29,5,36],[16,29,16,35]]}
["Back to Summary"]
["GROSS WRITTEN PREMIUMS & OTHER REVENUES, NEW BUSINESS VALUE & PRESENT VALUE OF EXPECTED PREMIUMS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AXA Consolidated"]
["(in Euro million)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financial Statements"]
[]
["Activity Indicators by Line of Business",null,"1H23","00:00:00","00:00:00","00:00:00","00:00:00",null,"00:00:00","00:00:00",null,"FY23","00:00:00","00:00:00","00:00:00","00:00:00",null,"00:00:00","00:00:00",null,"1H24","00:00:00","00:00:00","00:00:00","00:00:00",null,"00:00:00","00:00:00",null,"FY24","00:00:00","00:00:00","00:00:00","00:00:00",null,"00:00:00","00:00:00"]
[0,null,"Total","P&C","Life & Health","o/w Employee Benefits**","Life","Health","Asset Management","Bank",null,"Total","P&C","Life & Health","o/w Employee Benefits**","Life","Health","Asset Management","Bank",null,"Total","P&C","Life & Health","o/w Employee Benefits**","Life","Health","Asset Management","Bank",null,"Total","P&C","Life & Health","o/w Employee Benefits**","Life","Health","Asset Management","Bank"]
["Gross Written Premiums & Other Revenues",null,55740,30400,24528,6001,16297,8231,749,62,null,102733,53027,48058,10911,31990,16068,1555,93,null,59872,32522,26505,6673,17419,9086,787,57,null,110316,56514,51983,12167,34497,17486,1701,118]
[]
["IFRS17/9 New Business Value (NBV) (a)",null,1179,null,1179,null,941,238,null,null,null,2281,null,2281,null,1797,484,null,null,null,1206,null,1206,null,953,253,null,null,null,2264,null,2264,null,1792,473]
["New Business Contractual Service Margin (NB CSM)",null,1202,null,1202,null,957,245,null,null,null,2218,null,2218,null,1794,424,null,null,null,1131,null,1131,null,919,213,null,null,null,2169,null,2169,null,1770,399]
["Other NBV *",null,362,null,362,null,288,74,null,null,null,806,null,806,null,584,222,null,null,null,456,null,456,null,333,123,null,null,null,824,null,824,null,594,231]
["Tax",null,-385,null,-385,null,-304,-81,null,null,null,-744,null,-744,null,-582,-162,null,null,null,-381,null,-381,null,-299,-83,null,null,null,-729,null,-729,null,-572,-158]
["Present Value of Expected Premiums (PVEP) (b)",null,23260,null,23260,null,17406,5855,null,null,null,45856,null,45856,null,33819,12036,null,null,null,25588,null,25588,null,18234,7354,null,null,null,50896,null,50896,null,36860,14036]
["IFRS17/9 NBV Margin (a)/(b)",null,5.0999999999999997E-2,null,5.0999999999999997E-2,null,5.3999999999999999E-2,4.1000000000000002E-2,null,null,null,0.05,null,0.05,null,5.2999999999999999E-2,0.04,null,null,null,4.7E-2,null,4.7E-2,null,5.1999999999999998E-2,3.4000000000000002E-2,null,null,null,4.3999999999999997E-2,null,4.3999999999999997E-2,null,4.9000000000000002E-2,3.4000000000000002E-2]
[]
["Activity Indicators by Geography",null,"1H23",null,null,null,null,null,null,null,null,"FY23",null,null,null,null,null,null,null,null,"1H24",null,null,null,null,null,null,null,null,"FY24"]
[0,null,"Total","France","Europe","AXA XL","Asia, Africa &\n EME-LATAM","AXA IM","Transversal & Other",null,null,"Total","France","Europe","AXA XL","Asia, Africa &\n EME-LATAM","AXA IM","Transversal & Other",null,null,"Total","France","Europe","AXA XL","Asia, Africa &\n EME-LATAM","AXA IM","Transversal & Other",null,null,"Total","France","Europe","AXA XL","Asia, Africa &\n EME-LATAM","AXA IM","Transversal & Other"]
["Gross Written Premiums & Other Revenues",null,55740,13859,20996,10534,8610,749,993,null,null,102733,27243,36617,18417,16990,1555,1912,null,null,59872,14719,22579,11220,9571,787,995,null,null,110316,28996,39298,19383,19083,1701,1856]
[]
["IFRS17/9 New Business Value (NBV) (a)",null,1179,305,313,null,562,null,null,null,null,2281,658,566,null,1057,null,null,null,null,1206,354,348,null,504,null,null,null,null,2264,682,597,null,986]
["New Business Contractual Service Margin (NB CSM)",null,1202,248,352,null,602,null,null,null,null,2218,400,682,null,1137,null,null,null,null,1131,203,398,null,531,null,null,null,null,2169,391,731,null,1047]
["Other NBV *",null,362,163,52,null,146,null,null,null,null,806,487,59,null,260,null,null,null,null,456,275,50,null,131,null,null,null,null,824,528,49,null,247]
["Tax",null,-385,-106,-91,null,-187,null,null,null,null,-744,-229,-175,null,-340,null,null,null,null,-381,-123,-100,null,-158,null,null,null,null,-729,-237,-184,null,-309]
["Present Value of Expected Premiums (PVEP) (b)",null,23260,10375,5435,null,7450,null,null,null,null,45856,21628,10430,null,13798,null,null,null,null,25588,12301,6317,null,6971,null,null,null,null,50896,25370,11831,null,13695]
["IFRS17/9 NBV Margin (a)/(b)",null,5.0999999999999997E-2,2.9000000000000001E-2,5.8000000000000003E-2,null,7.4999999999999997E-2,null,null,null,null,0.05,0.03,5.3999999999999999E-2,null,7.6999999999999999E-2,null,null,null,null,4.7E-2,2.9000000000000001E-2,5.5E-2,null,7.1999999999999995E-2,null,null,null,null,4.3999999999999997E-2,2.7E-2,0.05,null,7.1999999999999995E-2]
["*Includes expected profits from short term Life & Health business, carried by Life entities, Pure Investment Contracts, NBV from Equity method entities as well as New Business Loss Components and Margin ceded to reinsurers.",0,0,0,0,0,0,null,0,0]
["** Employee Benefits include Group Protection and Group Health contracts."]

{"sheet":"14. Balance Sheet","index":15,"n_rows":25,"n_cols":9,"rows_kept":25,"cut":false,"hidden":false,"merged":[[1,0,1,8]]}
["Back to Summary"]
["BALANCE SHEET"]
[null,null,null,null,null,null,null,null,"AXA Consolidated"]
["(in Euro billion) ",null,null,null,null,null,null,null,"Financial Statements"]
[]
["Assets",null,"FY23 restated*","FY24",null,"Liabilities, Non-controlling Interests & Shareholders' Equity",null,"FY23 restated*","FY24"]
[]
["Goodwill",null,17.899999999999999,18.141121127442858,null,"Shareholders' Equity group share",null,49.6,49.942617323598576]
["Other intangible assets",null,4.5999999999999996,4.4226581657503008,null,"Non-controlling Interests",null,2.8,2.5351520529141069]
["Total Intangible assets",null,22.5,22.563779293193154,null,"Shareholders’ equity ",null,52.4,52.47776937651269]
["Investments in real estate properties",null,29.5,29.170974828969964,null,"Financing debt",null,13.4,14.416102696420122]
["Financial investments",null,406.9,418.19497670434134,null,"Liabilities arising from insurance contracts and investment contracts with discretionary participation features contracts",null,469,477.04241313213714]
["Unit-linked Assets",null,82.8,90.094633999222253,null,"Present Value of Future Cash Flows",null,431.1,438.44396942430171]
["Total Investments from Insurance activities",null,519.20000000000005,537.46058553253374,null,"Contractual Service Margin ",null,34.9,35.297617825896538]
["Investments from Non-Insurance Activities",null,20.8,18.475507070489783,null,"Risk Adjustment ",null,3.1,3.3008258819389398]
["Equity Method investments",null,1.9,1.5316903965197588,null,"Other Investment Contract Liabilities",null,12.1,12.573376282236811]
["Assets Arising from Insurance and Reinsurance Contracts Held",null,25.2,26.085912218967568,null,"Liabilities arising from insurance, reinsurance and investment contracts",null,481.1,489.61578941437392]
["Present Value of Future Cash Flows",null,24.1,24.108997863431842,null,"Liabilities Arising from Non-Insurance Activities",null,10.6,10.092674000000001]
["Contractual Service Margin",null,0.7,1.4448708810496573,null,"Provisions for risks and charges",null,5.4,4.8748654894596513]
["Risk Adjustment",null,0.5,0.53204347448607003,null,"Payables and Other liabilities ",null,81.400000000000006,80.895763313849741]
["Receivables and Other Assets ",null,29.2,24.109358488892255,null,"Liabilities held for sale ",null,0,1.388877140569895]
["Assets held for sale",null,0.1,4.5473097579064223,null,"Total Liabilities, Non-controlling Interests and Shareholders' Equity",null,644.4,653.7618414311861]
["Cash and cash equivalents",null,25.4,18.987705624192937]
["Total Assets",null,644.4,653.76184838269558]
["* Following the termination of the sale of a closed life and pensions portfolio at AXA Germany in 2024. It was classified as held for sale in 2023."]

{"sheet":"15.CSM Rollforward","index":16,"n_rows":22,"n_cols":9,"rows_kept":22,"cut":false,"hidden":false,"merged":[[1,0,1,8],[21,0,21,8]]}
["Back to Summary"]
["CONTRACTUAL SERVICE MARGIN ROLLFORWARD (Net of R/I)","","","","","","","",""]
[" "," "," "," "," "," "," "," ","AXA Consolidated"]
["(in Euro million)"," "," "," "," "," "," "," ","Financial Statements"]
[" "," "," "," "," "," "," "," "," "]
["Contractual Service Margin (CSM)","FY22","New Business CSM","Underlying Return on inforce","CSM Release","Economic Variance","Operating Variance ","Other*","FY23"]
[" "," "," "," "," "," "," "," "," "]
["Total Group (pre-tax)",33535,2218,1629,-2861,500,-243,-802,33976]
["P&C",220,0,0,0,0,0,-14,206]
["Life",25532,1794,1432,-2315,304,-385,-373,25989]
["Health",7783,424,197,-546,196,142,-414,7782]
["Total Group (post-tax)",26315,null,null,null,null,null,null,26629]
["*Including scope changes and FX"," "," "," "," "," "," "," "," "]
[]
["Contractual Service Margin (CSM)","FY23 Restated**","New Business CSM","Underlying Return on inforce","CSM Release","Economic Variance","Operating Variance ","Other*","FY24"]
[]
["Total Group (pre-tax)",34187,2169,1383,-2775,-998,432,-545,33853]
["P&C",206,0,0,0,0,0,76,282]
["Life",26200,1770,1172,-2253,-890,363,-534,25826]
["Health",7782,400,211,-522,-108,69,-87,7744]
["Total Group (post-tax)",26777,null,null,null,null,null,null,26320]
["*Including scope changes and FX\n** Following the termination of the sale of a closed life and pensions portfolio at AXA Germany in 2024. It was classified as held for sale in 2023."]

{"sheet":"16. Invested Assets","index":17,"n_rows":26,"n_cols":13,"rows_kept":26,"cut":false,"hidden":false,"merged":[[25,0,25,12],[1,0,1,12],[5,0,6,0],[5,1,6,1],[5,2,6,2],[5,3,6,3],[5,4,6,4],[5,6,5,12],[20,0,21,4],[20,6,21,12],[22,0,22,5],[23,0,23,5],[24,0,24,5]]}
["Back to Summary"]
["ECONOMIC VIEW OF INVESTED ASSETS"]
[null,null,null,null,null,null,null,null,null,null,null,null,"AXA Consolidated"]
["(in Euro billion)",null,null,null,null,null,null,null,null,null,null,null,"Financial Statements"]
[]
["General Account Invested Assets as of FY24","Fair value","Asset \nAllocation \n%","o/w Participating","Duration gap",null,"Fair Value by Rating"]
[null,null,null,null,null,null,"Average \nrating1","AAA","AA","A","BBB","Below Investment Grade","Non Rated"]
["General Account Invested Assets1",465.46,null,0.59440000000000004,"-0.2 yr"]
["Fixed Income",359.43,0.77189999999999992,0.59]
["Government Bonds",181.02,0.38879999999999998,0.65100000000000002,null,null,"AA",0.25629999999999997,0.42830000000000001,0.18240000000000001,9.9900000000000003E-2,1.34E-2,1.9900000000000001E-2]
["Corporate Bonds and Loans",126.11,0.27079999999999999,0.54090000000000005,null,null,"A",0.15609999999999999,7.5899999999999995E-2,0.3649,0.29509999999999997,0.1081]
["Other Fixed Income",52.3,0.1123,0.53]
["        Asset Backed Securities2",21.49,4.6100000000000002E-2,null,null,null,null,0.55810000000000004,0.2843,9.1300000000000006E-2,1.1900000000000001E-2,1.83E-2,3.5999999999999997E-2]
["        Mortgage Loans3",30.81,6.6199999999999995E-2]
["Real Estate",42.25,9.0700000000000003E-2,0.63]
["Infrastructure Equity",10.85,2.3300000000000001E-2,0.63339999999999996]
["Listed Equities4",9.89,2.12E-2,0.80759999999999998]
["Private Equity & Hedge Funds5",22.41,4.8099999999999997E-2,0.54549999999999998]
["Cash",18.989999999999998,4.1200000000000001E-2,0.53559999999999997]
["Policy Loans",1.65,3.5000000000000001E-3,0.5]
["1 Reflects the fair value of assets excluding the minority interest share in assets held in fully consolidated invested funds, hedging derivatives, Unit-linked assets and investments from non-insurance activities.",null,null,null,null,null,"1 Corporate bonds not rated by external rating agencies are reallocated under AXA’s internal ratings: AAA: Euro 0.1billion, AA: Euro 0.5 billion, A: Euro 1.2 billion, BBB: Euro 2.5 billion, Below investment grade: Euro 7.4 billion."]
[]
["2 Includes 93% of CLOs."]
["3 Residential loans (Euro 16 billion), commercial & agricultural loans (Euro 8 billion) and Agency Pools (Euro 7 billion)."]
["4 Includes hedges. Listed equities excluding hedges at €13bn (basis for % of participating)"]
["5 Private Equity (Euro 18 billion), Hedge Funds (Euro 4 billion) and Non-listed Equities (Euro 1 billion), which excludes internal Group participations (Euro 5 billion) starting from FY23."]

{"sheet":"17. Supplementary Info on Asset","index":18,"n_rows":56,"n_cols":14,"rows_kept":56,"cut":false,"hidden":false,"merged":[[37,0,38,0],[41,0,42,0],[47,0,48,0],[52,0,53,0],[54,0,54,7],[31,0,32,0],[1,0,1,13],[8,0,9,0],[13,0,14,0],[22,0,22,1],[27,0,28,0]]}
["Back to Summary"]
["SUPPLEMENTARY INFORMATION ON ECONOMIC VIEW OF INVESTED ASSETS AS OF FY24"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"AXA Consolidated"]
["(in Euro billion)",null,null,null,null,null,null,null,null,null,null,null,null,"Financial Statements"]
[]
[]
["Government Bonds"]
[]
["Breakdown By Geographical Exposure","Fair Value","Belgium","France","Germany","Italy","Japan","Netherlands","Spain","Switzerland","United States","Other EU countries","Supranational","Rest of the World"]
[null,181.01,6.6100000000000006E-2,0.1293,6.7000000000000004E-2,5.3999999999999999E-2,0.1014,2.8000000000000001E-2,5.6800000000000003E-2,8.4900000000000003E-2,9.8500000000000004E-2,5.2600000000000001E-2,0.13150000000000001,0.1298]
[]
["Corporate Bonds and Loans"]
[]
["Breakdown By Industry","Fair Value","Basic Materials","Communications","Consumer, Cyclical","Consumer, Non-Cyclical","Covered and Senior Secured Bonds","Energy","Financials","Industrial","Technology","Utilities","Other"]
[null,126.1,2.2700000000000001E-2,5.7099999999999998E-2,4.1500000000000002E-2,0.1183,0.24740000000000001,2.1700000000000001E-2,0.27329999999999999,6.0100000000000001E-2,2.29E-2,7.3200000000000001E-2,6.1699999999999998E-2]
[]
[]
["Exposure to the Financials","Total","Banks","Non-Banks1"]
["Total",34.47,27.560000000000002,6.91]
["Senior Unsecured Bonds",29.78,23.11,6.67]
["Subordinated Bonds2",3.46,3.35,0.11]
["Other",1.23,1.1000000000000001,0.13]
["1  Includes REITS corporate bonds (Euro 4 billion)."]
["2  Includes AT1 (Euro 0.2 billion)."]
[]
["Listed Equities1"]
[]
["Breakdown By Asset Domiciliation","Fair Value","Belgium","France","Germany","Japan","Netherlands","Switzerland","United States","Other EU countries","Rest of the World"]
[null,13.1,3.61E-2,8.2400000000000001E-2,3.85E-2,4.5999999999999999E-2,3.9699999999999999E-2,3.5700000000000003E-2,0.40939999999999999,7.2599999999999998E-2,0.23960000000000001]
[]
[]
["Breakdown By Industry","Fair Value","Basic Materials","Communications","Consumer, Cyclical","Consumer, Non-Cyclical","Diversified","Energy","Financials","Funds","Industrial","Technology","Utilities","Other"]
[null,13.1,3.56E-2,9.9000000000000005E-2,0.12540000000000001,0.16270000000000001,2.4500000000000001E-2,2.3E-3,0.17199999999999999,4.7100000000000003E-2,0.1023,0.19259999999999999,1.04E-2,2.6200000000000001E-2]
["1 Excluding hedges"]
[]
["Real Estate"]
[]
["Breakdown By Geographical Exposure","Fair Value","Belgium","France","Germany","Italy","Japan","Spain","Switzerland","United Kingdom","United States","Other EU countries","Rest of the World"]
[null,42.25,4.5699999999999998E-2,0.25440000000000002,0.1027,2.7300000000000001E-2,6.3899999999999998E-2,4.58E-2,0.1263,6.3200000000000006E-2,0.13289999999999999,4.99E-2,8.7900000000000006E-2]
[]
[]
["Breakdown By Type","Fair Value","Office","Residential","Industrial-Logistic","Retail","Others"]
[null,42.25,0.32319999999999999,0.2291,0.1646,0.1129,0.1701]
[]
[]
["Private Equities"]
[]
["Breakdown By Asset Domiciliation","Fair Value","Europe","Japan","United States","Other"]
[null,17.63,0.45779999999999998,3.44E-2,0.43859999999999999,6.9199999999999998E-2]
[]
["Mortgage Loans1,2"]
[]
["Breakdown by Type","Fair Value","Residential","Commercial"]
[null,24.17,0.67700000000000005,0.32290000000000002]
["1 Excludes banking operations and Euro 7 billion of Agency pools (Mortgage-backed securities issues by US Government Sponsored Enterprises)."]
["2 Loan to Value: 46%."]

{"sheet":"18. Shareholders Equity","index":19,"n_rows":52,"n_cols":4,"rows_kept":52,"cut":false,"hidden":false,"merged":[[1,0,1,3],[39,0,39,3]]}
["Back to Summary"]
["SHAREHOLDERS' EQUITY ",0,0,0]
[null,null,null,"AXA Consolidated "]
[null,null,null,"Financial Statements "]
[]
["Change in Group Share Consolidated Shareholders' Equity",null,null,"FY24"]
["Shareholders' Equity at Beginning of the Period",null,null,49.6]
["Paid-in Capital",null,null,-1.7]
["Treasury Shares",null,null,-0.1]
["Other Comprehensive Income Arising from Defined Benefit Plans",null,null,-0.1]
["Fair Value Recorded in Shareholders' Equity",null,null,-1.8]
["Other Comprehensive Income Related to Invested Assets",null,null,-1.7]
["Other Comprehensive Income Related to (re) Insurance Contracts",null,null,-0.1]
["Impact of Currency Fluctuations",null,null,1.4]
["Undated Subordinated Debt (including interest charges)",null,null,-0.9]
["Realized Gains on Equity through Retained Earnings",null,null,0.1]
["Dividends",null,null,-4.4000000000000004]
["Net Income for the Period",null,null,7.9]
["Other",null,null,-0.1]
["Shareholders' Equity at End of the Period",null,null,49.9]
[]
[]
[]
["Group Share Consolidated Shareholders' Equity",null,"FY23","FY24"]
["Paid-in Capital",null,23.5,21.8]
["Treasury Shares",null,-1.4,-1.5]
["Other Comprehensive Income",null,-6.3,-8.1]
["Other Comprehensive Income Related to Invested Assets",null,-11.4,-13.1]
["Other Comprehensive Income Related to (re) Insurance Contracts",null,5.0999999999999996,5]
["Other Comprehensive Income Arising from Defined Benefit Plans",null,-2.4,-2.4]
["Translation Reserves",null,-2.4,-1.1000000000000001]
["Undated Subordinated Debt",null,5.4,4.8]
["Retained Earnings",null,33.1,36.5]
["Total Shareholders' Equity at the End of the Period",null,49.6,49.9]
[]
[]
["Book Value per Share (a)",null,22.7,24.5]
["Shareholders' Equity + CSM per Share (b) (c)",null,31.7,32.700000000000003]
["(a) Shareholders' equity excludes the other comprehensive income as well as the undated and deeply subordinated debt."]
["(b) Shareholders' equity excludes the undated and deeply subordinated debt. CSM is net of tax and Group Share.\n(c) Restated FY23 following the termination of the sale of a closed life and pensions portfolio at AXA Germany in 2024. It was classified as held for sale in 2023."]
[]
["Unrealized Gains and Losses on Invested Assets (Net of Tax)",null,"FY23","FY24"]
["Government Bonds (recyclable)",null,-3.1,-7.5]
["Corporate Bonds (recyclable)",null,-5.2,-4.0999999999999996]
["Cash Flow hedges (recyclable)",null,-4.3,-3.5]
["Equities (non-recyclable)",null,1.8,2.2999999999999998]
["Others (recyclable)",null,-0.6,-0.3]
["Total Other Comprehensive Income Related to Invested Assets",null,-11.4,-13.1]
["Real Estate",null,7.5,6.7]
["Other Invested Assets Not Included in Shareholders' Equity",null,-1.2,-0.6]
["Total Unrealized Gains and Losses on Invested Assets at Cost (Net of Tax)",null,6.3,6.1]
["Total Unrealized Gains and Losses on Invested Assets (Net of Tax)",null,-5.0999999999999996,-7]

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["Back to Summary"]
["RETURN ON EQUITY, CONSOLIDATED FINANCIAL STRUCTURE & DEBT GEARING","","",null,""]
[" "," "," ",null,"AXA Consolidated"]
["(in Euro billion)"," "," ",null,"Financial Statements"]
[" "," "," ",null," "]
["Return on Equity (ROE) "," ","FY23","FY24","Change in % points \n(FY24 vs FY23)"]
["Net Income ROE"," ",0.14099999999999999,0.14799999999999999,0.75900000000000001]
["Net Income (a)"," ",7,7.7]
["Average Adjusted Shareholders' Equity (b)"," ",49.8,51.8]
[" "," "]
["Underlying ROE"," ",0.14899999999999999,0.152,0.29599999999999999]
["Underlying Earnings (a)"," ",7.4,7.9]
["Average Adjusted Shareholders' Equity (b)"," ",49.8,51.8]
["(a) Including adjustments to reflect net financial charges related to undated and deeply subordinated debt (recorded through shareholders' equity)."]
["(b) Excluding reserves for Other Comprehensive Income as well as undated and deeply subordinated debt (recorded through shareholders' equity)."]
[" "," "," ",null," "]
["Consolidated Financial Structure & Debt Gearing\n (in Euro billion) "," ","FY23","FY24","Financial interest treatment"]
[" "," "," ",null," "]
["Financing Debt "," ",2.4,3.2]
["Financing Debt Instrument Issued "," ",2.4,3.2]
["Financing Debt Owed to Credit Institutions "," ",0,0]
["Dated Subordinated Debt "," ",11,11.2]
["Reversal of mark-to-market of interest rates derivatives"," ",-0.1,-0.1]
["Total Gross Debt (A) "," ",13.3,14.3,"P&L "]
["Undated Deeply Subordinated Notes (TSS)"," ",3.5,2.9,"Equity "]
["Deeply Subordinated Notes (TSDI)"," ",1.9,1.9,"Equity"]
["Total Gross Debt incl. Undated and Deeply Subordinated Notes (B) "," ",18.8,19.2," "]
[" "," ",null,null," "]
["Shareholders' Equity (Including Non-Controlling Interests) (a) (C) "," ",52.4,52.5," "]
["Contractual Service Margin net of tax (b) (D) "," ",26.8,26.3," "]
[" "," ",null,null," "]
["Shareholders' Equity + Contractual Service Margin + Gross Debt (E) = (C) + (D) + (A) "," ",92.5,93.1," "]
[" "," ",null,null," "]
["Debt Gearing (G) = (B) / (E) "," ",0.20300000000000001,0.20599999999999999," "]
["(a) Shareholders' equity includes undated and deeply subordinated debts;\n(b) Restated FY23 following the termination of the sale of a closed life and pensions portfolio at AXA Germany in 2024. It was classified as held for sale in 2023."]
[" "]

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["Back to Summary"]
["ELIGIBLE OWN FUNDS, SOLVENCY CAPITAL REQUIREMENT & SOLVENCY II RATIO","","","","","","","","",""]
[" "," "," "," "," "," "," "," "," "," "]
[" "," "," "," "," "," "," "," "," AXA Consolidated"]
["(in Euro billion)"," "," "," "," "," "," "," ","Financial Statements"]
[" "," "," "," "," "," "," "," "," "," "]
["Solvency II Rollforward","FY23","Regulatory & model changes","Normalized Capital Generation","Operating variance","Economic variance (incl. FX)","Dividend & \nshare buy-backs","Debt","M&A, \nIn-force and Other","FY24"]
["Eligible Own Fund (EOF)",57.4,0,8.6999999999999993,0,-1.6,-5.9,-0.7,-1.9,55.9]
["Solvency Capital Requirement (SCR)",25.3,0.1,0.6,0,0.7,0,0,-0.8,25.9]
["Solvency II Ratio",2.27,-0.01,0.28000000000000003,0,-0.13,-0.22,-0.03,-0.01,2.16]
[" "," "," "," "," "," "," "," "," "," "]
["EOF Tiering","Total","Unrestricted \nTier 1","Restricted Tier 1","Tier 2","Tier 3"," "," "," "," "]
["EOF as of FY24",55.9,40,4.9000000000000004,10.199999999999999,0.8," "," "," "," "]
["Insurance Sector",53.5,37.5,4.9000000000000004,10.199999999999999,0.8," "," "," "," "]
["Ancillary",null,null,null,null,null," "," "," "," "]
["Subject to Transitional Measures*",4.5,null,3.4,1.1000000000000001,null," "," "," "," "]
["Other Financial Sectors",2.5,2.5,null,null,null," "," "," "," "]
["EOF as of FY23",57.4,41,5.5,10.1,0.8," "," "," "," "]
["Insurance Sector",54.7,38.299999999999997,5.5,10.1,0.8," "," "," "," "]
["Ancillary",null,null,null,null,null," "," "," "," "]
["Subject to Transitional Measures*",6.6,null,5.5,1.1000000000000001,null," "," "," "," "]
["Other Financial Sectors",2.7,2.7,null,null,null," "," "," "," "]
["*Transitional measures on basic own funds apply on subordinated debts eligible under Solvency I regulation. These subordinated debts are also eligible under Solvency II until 2026.","","","","",""," "," "," "," "]
["","","","","",""," "," "," "," "]
[" "," "," "," "," "," "," "," "," "," "]
["Solvency II Key Sensitivities (in pts)","FY23","FY24"," "," "," "," "," "," "," "]
["Interest Rate +50bps","+4 pts","+2 pts"," "," "," "," "," "," "," "]
["Interest Rate -50bps","-5 pts","-4 pts"," "," "," "," "," "," "," "]
["Corporate Spread +50bps","-2 pts","-1 pts"," "," "," "," "," "," "," "]
["Euro Sovereign Spreads +50bps","-8 pts","-10 pts"," "," "," "," "," "," "," "]
["Credit Migration +20%","-4 pts","-4 pts"," "," "," "," "," "," "," "]
["Equity* Market +25%","+13 pts","+13 pts"," "," "," "," "," "," "," "]
["Equity* Market -25%","-15 pts","-18 pts"," "," "," "," "," "," "," "]
["*Includes listed, private and insfrastructure equities. Listed equities sensitivities in FY24 are +0.3pts and -3pts for +25pts and -25pts, respectively."]

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["Back to Summary"]
["RECONCILIATION FROM IFRS17/9 SHAREHOLDERS' EQUITY TO SOLVENCY II ELIGIBLE OWN FUNDS",""]
[" "," "]
[" ","AXA Consolidated"]
["(in Euro billion)","Financial Statements"]
[" "," "]
["Reconciliation IFRS17/9 Shareholders' Equity to Solvency II Eligible Own Funds ","December 31, 2024"]
["IFRS SHAREHOLDERS' EQUITY",52.5]
["Contractual Service Margin (net of tax)",26.3]
["IFRS SHAREHOLDERS' EQUITY inc. CSM",78.8]
["Net URCG not included in Shareholders' Equity*",6.2]
["Elimination Undated Subordinated Debts",-4.8]
["Elimination Intangibles",-22.9]
[" Goodwill",-19]
[" others",-3.8]
["IFRS TANGIBLE NET ASSET VALUE",57.3]
["Foreseeable dividends and distribution",-5.9]
["Technical provision adjustments",-10.199999999999999]
[" Risk Margin vs Risk Adjustment",-6.9]
[" BEL adjustment",-3.3]
["Other adjustments",-1.2]
["UNRESTRICTED TIER 1",40]
["Restricted Tier 1 + Tier 2",15.1]
["Tier 3 ",0.8]
["GROUP ELIGIBLE OWN FUNDS",55.9]
["* Difference with IFRS17/9 off balance sheet net OCI on assets held at cost driven by differences in tax treatment.",""]

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